Rudrans Systematic Investment
Child Future Planning
ProductsChild Future Planning
Their future. Fully funded. On time.

Child Future Planning

Min. Investment
₹1,000/month
Risk Level
Moderate to High (reduces as milestone nears)
Recommended Horizon
5–20 years
What is it?

About this product

Child future plans are goal-linked equity portfolios designed to mature exactly when your child needs the money — for school fees, college admission, study abroad or a wedding. We align asset allocation, fund selection and SIP amount with your child's age and the specific milestone.

Why Choose This

Education costs in India are rising at 10–12% annually. A college education costing ₹15 lakh today will cost ₹40 lakh in 10 years. Planning early with equity exposure is the only way to outpace this inflation and ensure your child's dreams are never constrained by finances.

Key Benefits
  • Dedicated goal-linked portfolio per child
  • Age-based glide path — equity heavy early, debt-heavy near goal
  • Automatic step-up as your income grows
  • Separate from your retirement savings
  • Progress tracking with alerts if you fall behind
Suited For

Parents of children aged 0–15—whether based in India or as NRIs—who want to systematically fund education without last-minute financial stress.

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Types & Variants

Choose what fits you

01

Education Fund SIP

Monthly equity SIP building toward college or higher education corpus.

02

Child Insurance Plan

Waiver of premium if parent passes away — SIP continues automatically.

03

Sukanya Samriddhi Yojana

Government scheme for girl child — 8%+ tax-free returns.

04

Multi-goal Child Plan

Multiple SIPs — one for school, one for college, one for wedding — tracked separately.

Ready to invest in Child Future Planning?

Book a free consultation — our advisor will guide you through the right approach for your goals.

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