Achieve financial success with tailored services.
From building optimal investment strategies to protecting your family's future — our experts guide you through every step of your financial journey with focused, personalised services.
Covering All Your Financial Needs
From building optimal investment portfolios to drafting a comprehensive protection plan, our experts guide you through every financial decision with effective, targeted advice.
Financial Architecture
Achieving financial freedom is not about luck — it's about a plan. At RSI, we start with a deep understanding of your income, expenses, responsibilities and aspirations to create a personalised financial plan that evolves with you. From managing day-to-day cash flow to building long-term wealth, we guide you through every financial decision with clarity and confidence. Whether you're based in India or abroad as an NRI, we provide tailored solutions for every family's unique situation.
- Detailed cash-flow analysis and budgeting
- Net worth assessment and goal mapping
- Emergency fund and liquidity planning
- Debt management and restructuring
SIP Advisory
A Systematic Investment Plan is the most powerful wealth-creation tool available to global investors today. It combines the discipline of regular saving with the mathematics of compounding and the strategy of rupee-cost averaging. Our SIP advisory goes beyond simply setting up a mandate — we choose the right funds, the right amount, and the right time horizon for your specific goals. We serve Indian families and NRIs alike, with seamless support for remittances and international account holdings.
- Goal-linked SIP amount calculation
- Fund selection across equity, hybrid and debt categories
- Step-up SIP planning as income grows
- Rupee-cost averaging to manage market volatility
Mutual Fund & SIF Distribution
With thousands of mutual fund schemes available, choosing the right ones is overwhelming. As AMFI-registered Mutual Fund Distributors, we simplify this complexity by curating a shortlist of high-quality funds matched to your risk profile, time horizon and financial goals. Our role is not just to sell funds — it is to help you own the right ones. We serve Indian investors and NRIs worldwide with tailored fund strategies.
- ARN-certified, SEBI-regulated distribution
- Across all major AMCs — HDFC, SBI, ICICI, Mirae, Axis and more
- Equity, debt, hybrid, liquid and sectoral fund options
- Regular performance benchmarking
Tax Saving Solutions
Paying tax is a duty; paying more than necessary is a mistake. For Indian taxpayers, the Indian tax code allows deductions of up to ₹1.5 lakh per year on qualifying investments under Section 80C and other provisions. For NRIs, we provide tax-efficient global wealth strategies aligned with their residential tax obligations. We help you use every legitimate benefit available — and direct it into instruments that also create long-term wealth, not just reduce tax for a year.
- ELSS (Equity Linked Savings Scheme) — shortest 80C lock-in at 3 years
- PPF (Public Provident Fund) — risk-free long-term savings
- NPS — additional ₹50,000 deduction under 80CCD(1B)
- Tax-efficient SWP and Dividend Reinvestment strategies
Insurance Planning
Building wealth without protection is like building a house without a foundation. A single medical emergency or untimely death can undo decades of savings in an instant. RSI takes a needs-based approach to insurance — we calculate exactly how much cover you need based on your income, liabilities and dependents, not on what pays the highest commission. We advise both Indian families and NRIs on comprehensive protection strategies.
- Pure term insurance — high cover at minimal premium
- Family floater and individual health insurance plans
- Critical illness and accidental disability riders
- Income replacement analysis
Retirement Planning
Retirement is not an age — it's a number. The number represents the corpus you need to live comfortably for the rest of your life without depending on anyone. We help you find your number, build toward it systematically, and manage it wisely once you get there. Whether retirement is 30 years or 5 years away, we have a framework for you.
- Retirement corpus calculation with inflation adjustment
- NPS and Pension fund investments
- Balanced advantage and dynamic asset allocation funds
- SWP (Systematic Withdrawal Plan) setup for post-retirement income
Child Education Planning
Education costs are rising rapidly worldwide — 10–12% per year in India, with similar trends globally. A course that costs ₹15 lakh today will cost ₹40+ lakh in 10 years. We help parents build dedicated education funds that grow in lockstep with these rising costs, ensuring your child's best future is never a financial compromise. We serve families in India, abroad and NRIs planning international education for their children.
- Education cost estimation with realistic inflation
- Dedicated goal-linked SIP portfolios
- Age-based asset allocation glide path
- Child insurance and waiver-of-premium benefit planning
Portfolio Review
Markets change. Life changes. Your portfolio should change too. RSI conducts periodic portfolio reviews that go beyond just checking returns — we audit fund quality, review asset allocation drift, check if your portfolio still matches your goals, and make precise adjustments. A well-reviewed portfolio is the difference between hitting your targets and falling short. We review portfolios for both Indian families and NRIs with diversified international and domestic holdings.
- Performance audit against benchmark and category average
- Asset allocation drift correction and rebalancing
- Fund quality review and replacement if needed
- Tax-efficiency assessment and harvesting
Ready to get started?
Book a free consultation and let us build a plan around your goals — at zero advisory fee.
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