Life Insurance
About this product
Life insurance ensures that if you're no longer there, your family's financial future remains secure — debts get paid, children's education continues and your spouse maintains their standard of living. We recommend pure term insurance — the most affordable way to secure a large cover.
A ₹1 crore term plan for a 30-year-old costs as little as ₹800/month. No other financial instrument provides this level of income-replacement protection at this cost. It's the most important purchase a breadwinner can make.
- High sum assured at low premium
- Income replacement for dependents
- Outstanding loan payoff protection
- Add riders — critical illness, accident, waiver of premium
- Tax benefit on premium under Section 80C
All primary earners, married individuals with a spouse or children, NRIs abroad protecting families at home, and anyone with outstanding home loans or financial liabilities.
Choose what fits you
Pure Term Plan
Death benefit only. Highest cover at the lowest cost. Our default recommendation.
Term with Return of Premium
Premiums returned if you survive the term. Higher cost — suitable for specific cases.
Group Term Insurance
Employer-provided cover — usually insufficient. Always supplement with a personal term plan.
ULIP
Market-linked insurance. Generally not recommended — separating insurance and investment is more efficient.
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